{"id":903,"date":"2022-07-20T13:31:27","date_gmt":"2022-07-20T17:31:27","guid":{"rendered":"https:\/\/home.hamptonu.edu\/financialaid\/?page_id=903"},"modified":"2025-07-15T15:14:18","modified_gmt":"2025-07-15T19:14:18","slug":"alternative-loans","status":"publish","type":"page","link":"https:\/\/home.hamptonu.edu\/financialaid\/alternative-loans\/","title":{"rendered":"Alternative Loans"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"903\" class=\"elementor elementor-903\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b83e126 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b83e126\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6dee3a3\" data-id=\"6dee3a3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b11bbd2 elementor-widget elementor-widget-spacer\" data-id=\"b11bbd2\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0b183b3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0b183b3\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-051bdaf\" data-id=\"051bdaf\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-61a9095 elementor-widget elementor-widget-heading\" data-id=\"61a9095\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Alternative Loans<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-24568ad elementor-widget elementor-widget-spacer\" data-id=\"24568ad\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7ab1378 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7ab1378\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-99a0741\" data-id=\"99a0741\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6a1a011 elementor-nav-menu--dropdown-tablet elementor-nav-menu__text-align-aside elementor-nav-menu--toggle elementor-nav-menu--burger elementor-widget elementor-widget-global elementor-global-512 elementor-widget-nav-menu\" data-id=\"6a1a011\" data-element_type=\"widget\" data-settings=\"{&quot;layout&quot;:&quot;vertical&quot;,&quot;submenu_icon&quot;:{&quot;value&quot;:&quot;fas fa-caret-down&quot;,&quot;library&quot;:&quot;fa-solid&quot;},&quot;toggle&quot;:&quot;burger&quot;}\" data-widget_type=\"nav-menu.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<nav aria-label=\"Menu\" class=\"elementor-nav-menu--main elementor-nav-menu__container elementor-nav-menu--layout-vertical e--pointer-underline e--animation-fade\">\n\t\t\t\t<ul id=\"menu-1-6a1a011\" class=\"elementor-nav-menu sm-vertical\"><li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-home menu-item-466\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\" class=\"elementor-item menu-link\">Financial Aid Home<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-467\"><a aria-expanded=\"false\" class=\"elementor-item menu-link\">General Information<\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-487\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/directors-letter\" class=\"elementor-sub-item menu-link\">Director&#8217;s Letter<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-488\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/financial-aid-news\" class=\"elementor-sub-item menu-link\">Financial Aid News<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-489\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/college-planning\" class=\"elementor-sub-item menu-link\">College Planning<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-490\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/study-abroad\" class=\"elementor-sub-item menu-link\">Study Abroad<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-491\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/important-dates\" class=\"elementor-sub-item menu-link\">Important Dates<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-492\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/huid-letter\" class=\"elementor-sub-item menu-link\">HU ID Letter<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-468\"><a aria-expanded=\"false\" class=\"elementor-item menu-link\">Key Financial Aid Policies<\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-493\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/federal-student-aid\" class=\"elementor-sub-item menu-link\">Awarding Federal Student Aid<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-494\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/satisfactory-academic-progress\" class=\"elementor-sub-item menu-link\">Satisfactory Academic Progress<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-496\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/verification-process\/\" class=\"elementor-sub-item menu-link\">Verification Policy<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-497\"><a href=\"https:\/\/home.hamptonu.edu\/registrar\/ferpa-policy\/\" class=\"elementor-sub-item menu-link\">FERPA Policy<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-498\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/financial-aid-disclosure-policy\/\" class=\"elementor-sub-item menu-link\">Financial Aid Disclosure Policy<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-499\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/stipend\" class=\"elementor-sub-item menu-link\">Financial Aid Stipend Policy<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-469\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/student-news\" class=\"elementor-item menu-link\">Student News<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-470\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/winter-session\" class=\"elementor-item menu-link\">Winter Session<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-471\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/eligibility-for-federal-student-aid\" class=\"elementor-item menu-link\">Eligibility for Federal Student Aid<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-472\"><a aria-expanded=\"false\" class=\"elementor-item menu-link\">Apply for Aid<\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-500\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/fafsa\/\" class=\"elementor-sub-item menu-link\">FAFSA<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-501\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/loans\" class=\"elementor-sub-item menu-link\">Loans<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-502\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/virginia-grants-and-scholarships\" class=\"elementor-sub-item menu-link\">Virginia Tuition Assistance Grant (Domiciled Residents Only)<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-503\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/financial-aid-application-process\" class=\"elementor-sub-item menu-link\">FAFSA Process<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-504\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/financial-aid-award-acceptance\" class=\"elementor-sub-item menu-link\">Award Acceptance<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-505\"><a href=\"https:\/\/studentloans.gov\/myDirectLoan\/index.action\" class=\"elementor-sub-item menu-link\">Complete New MPN for Student Loans<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-506\"><a href=\"https:\/\/studentloans.gov\/myDirectLoan\/index.action\" class=\"elementor-sub-item menu-link\">Entrance Loan Counseling<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-507\"><a href=\"https:\/\/studentloans.gov\/myDirectLoan\/index.action\" class=\"elementor-sub-item menu-link\">Complete New MPN for PLUS Loan<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-473\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/financial-aid-award-acceptance\/\" class=\"elementor-item menu-link\">Award Acceptance<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-474\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/international-students\" class=\"elementor-item menu-link\">International Students<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-475\"><a aria-expanded=\"false\" class=\"elementor-item menu-link\">Loans<\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-866\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/loan-overview-and-faq\" class=\"elementor-sub-item menu-link\">Loan Overview and FAQ<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-867\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/stafford\/\" class=\"elementor-sub-item menu-link\">Federal Direct Stafford Student Loans<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-868\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/federal-direct-parent-plus-loan\" class=\"elementor-sub-item menu-link\">Federal Direct Parent PLUS Loans<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-869\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/federal-direct-grad-plus-loans\" class=\"elementor-sub-item menu-link\">Federal Direct Grad PLUS Loans<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-870\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/alternative-loans\" class=\"elementor-sub-item menu-link\">Alternative Loans<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-871\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/debt-management\" class=\"elementor-sub-item menu-link\">Debt Management<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-872\"><a href=\"https:\/\/universityhq.org\/paying-for-college\/student-loans\/student-loan-calculator\/\" class=\"elementor-sub-item menu-link\">Student Loan Calculator<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-873\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/entrance-and-exit-loan-counseling\" class=\"elementor-sub-item menu-link\">Entrance and Exit Loan Counseling<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-3117\"><a href=\"https:\/\/studentfreedominitiative.org\" class=\"elementor-item menu-link\">Student Freedom Initiative<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-476\"><a aria-expanded=\"false\" href=\"https:\/\/home.hamptonu.edu\/financialaid\/grants\" class=\"elementor-item menu-link\">Grants<\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-874\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/federal-pell-grant\" class=\"elementor-sub-item menu-link\">Federal PELL Grant<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-875\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/fseog\" class=\"elementor-sub-item menu-link\">Federal Supplemental Educational Opportunity Grant<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-876\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/teach\" class=\"elementor-sub-item menu-link\">Teach Education for Assistance for College and Higher Education Grant (TEACH)<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-877\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/iran-and-afghanistan-service-grant\/\" class=\"elementor-sub-item menu-link\">Pell Grant if Parent Died in the Line of Duty<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-477\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/scholarship-search\" class=\"elementor-item menu-link\">Scholarship Search<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-479\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/summer-aid\" class=\"elementor-item menu-link\">Summer Aid<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-480\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/military\" class=\"elementor-item menu-link\">Financial Aid for Military, Veteran, and ROTC Students<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-481\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/forms\" class=\"elementor-item menu-link\">Financial Aid Forms<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-482\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/consumer-information\" class=\"elementor-item menu-link\">Consumer Information<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-483\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/useful-links\" class=\"elementor-item menu-link\">Other Useful Links<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-484\"><a aria-expanded=\"false\" href=\"#\" class=\"elementor-item elementor-item-anchor menu-link\">FAQ<\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-878\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/loan-overview-and-faq\" class=\"elementor-sub-item menu-link\">Loan FAQ<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-879\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/parent-faq-a-must-read\/\" class=\"elementor-sub-item menu-link\">Parent FAQ<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-880\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/post-9-11-gi-bill-yellow-ribbon-faqs\" class=\"elementor-sub-item menu-link\">Post-9\/11 GI Bill\u00ae Yellow Ribbon FAQs<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-881\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/scholarships-faq\" class=\"elementor-sub-item menu-link\">Scholarship FAQ<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-882\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/verification-faq\" class=\"elementor-sub-item menu-link\">Verification FAQ<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1611\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/faculty-and-staff\/\" class=\"elementor-item menu-link\">Staff<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-485\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/contact\" class=\"elementor-item menu-link\">Contact Us<\/a><\/li>\n<\/ul>\t\t\t<\/nav>\n\t\t\t\t\t<div class=\"elementor-menu-toggle\" role=\"button\" tabindex=\"0\" aria-label=\"Menu Toggle\" aria-expanded=\"false\">\n\t\t\t<i aria-hidden=\"true\" role=\"presentation\" class=\"elementor-menu-toggle__icon--open eicon-menu-bar\"><\/i><i aria-hidden=\"true\" role=\"presentation\" class=\"elementor-menu-toggle__icon--close eicon-close\"><\/i>\t\t<\/div>\n\t\t\t\t\t<nav class=\"elementor-nav-menu--dropdown elementor-nav-menu__container\" aria-hidden=\"true\">\n\t\t\t\t<ul id=\"menu-2-6a1a011\" class=\"elementor-nav-menu sm-vertical\"><li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-home menu-item-466\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\" class=\"elementor-item menu-link\" tabindex=\"-1\">Financial Aid Home<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-467\"><a aria-expanded=\"false\" class=\"elementor-item menu-link\" tabindex=\"-1\">General Information<\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-487\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/directors-letter\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">Director&#8217;s Letter<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-488\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/financial-aid-news\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">Financial Aid News<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-489\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/college-planning\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">College Planning<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-490\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/study-abroad\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">Study Abroad<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-491\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/important-dates\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">Important Dates<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-492\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/huid-letter\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">HU ID Letter<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-468\"><a aria-expanded=\"false\" class=\"elementor-item menu-link\" tabindex=\"-1\">Key Financial Aid Policies<\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-493\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/federal-student-aid\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">Awarding Federal Student Aid<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-494\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/satisfactory-academic-progress\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">Satisfactory Academic Progress<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-496\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/verification-process\/\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">Verification Policy<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-497\"><a href=\"https:\/\/home.hamptonu.edu\/registrar\/ferpa-policy\/\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">FERPA Policy<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-498\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/financial-aid-disclosure-policy\/\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">Financial Aid Disclosure Policy<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-499\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/stipend\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">Financial Aid Stipend Policy<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-469\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/student-news\" class=\"elementor-item menu-link\" tabindex=\"-1\">Student News<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-470\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/winter-session\" class=\"elementor-item menu-link\" tabindex=\"-1\">Winter Session<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-471\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/eligibility-for-federal-student-aid\" class=\"elementor-item menu-link\" tabindex=\"-1\">Eligibility for Federal Student Aid<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-472\"><a aria-expanded=\"false\" class=\"elementor-item menu-link\" tabindex=\"-1\">Apply for Aid<\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-500\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/fafsa\/\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">FAFSA<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-501\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/loans\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">Loans<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-502\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/virginia-grants-and-scholarships\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">Virginia Tuition Assistance Grant (Domiciled Residents Only)<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-503\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/financial-aid-application-process\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">FAFSA Process<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-504\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/financial-aid-award-acceptance\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">Award Acceptance<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-505\"><a href=\"https:\/\/studentloans.gov\/myDirectLoan\/index.action\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">Complete New MPN for Student Loans<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-506\"><a href=\"https:\/\/studentloans.gov\/myDirectLoan\/index.action\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">Entrance Loan Counseling<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-507\"><a href=\"https:\/\/studentloans.gov\/myDirectLoan\/index.action\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">Complete New MPN for PLUS Loan<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-473\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/financial-aid-award-acceptance\/\" class=\"elementor-item menu-link\" tabindex=\"-1\">Award Acceptance<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-474\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/international-students\" class=\"elementor-item menu-link\" tabindex=\"-1\">International Students<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-475\"><a aria-expanded=\"false\" class=\"elementor-item menu-link\" tabindex=\"-1\">Loans<\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-866\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/loan-overview-and-faq\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">Loan Overview and FAQ<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-867\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/stafford\/\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">Federal Direct Stafford Student Loans<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-868\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/federal-direct-parent-plus-loan\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">Federal Direct Parent PLUS Loans<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-869\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/federal-direct-grad-plus-loans\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">Federal Direct Grad PLUS Loans<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-870\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/alternative-loans\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">Alternative Loans<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-871\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/debt-management\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">Debt Management<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-872\"><a href=\"https:\/\/universityhq.org\/paying-for-college\/student-loans\/student-loan-calculator\/\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">Student Loan Calculator<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-873\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/entrance-and-exit-loan-counseling\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">Entrance and Exit Loan Counseling<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-3117\"><a href=\"https:\/\/studentfreedominitiative.org\" class=\"elementor-item menu-link\" tabindex=\"-1\">Student Freedom Initiative<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-476\"><a aria-expanded=\"false\" href=\"https:\/\/home.hamptonu.edu\/financialaid\/grants\" class=\"elementor-item menu-link\" tabindex=\"-1\">Grants<\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-874\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/federal-pell-grant\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">Federal PELL Grant<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-875\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/fseog\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">Federal Supplemental Educational Opportunity Grant<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-876\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/teach\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">Teach Education for Assistance for College and Higher Education Grant (TEACH)<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-877\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/iran-and-afghanistan-service-grant\/\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">Pell Grant if Parent Died in the Line of Duty<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-477\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/scholarship-search\" class=\"elementor-item menu-link\" tabindex=\"-1\">Scholarship Search<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-479\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/summer-aid\" class=\"elementor-item menu-link\" tabindex=\"-1\">Summer Aid<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-480\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/military\" class=\"elementor-item menu-link\" tabindex=\"-1\">Financial Aid for Military, Veteran, and ROTC Students<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-481\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/forms\" class=\"elementor-item menu-link\" tabindex=\"-1\">Financial Aid Forms<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-482\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/consumer-information\" class=\"elementor-item menu-link\" tabindex=\"-1\">Consumer Information<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-483\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/useful-links\" class=\"elementor-item menu-link\" tabindex=\"-1\">Other Useful Links<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-484\"><a aria-expanded=\"false\" href=\"#\" class=\"elementor-item elementor-item-anchor menu-link\" tabindex=\"-1\">FAQ<\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-878\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/loan-overview-and-faq\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">Loan FAQ<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-879\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/parent-faq-a-must-read\/\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">Parent FAQ<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-880\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/post-9-11-gi-bill-yellow-ribbon-faqs\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">Post-9\/11 GI Bill\u00ae Yellow Ribbon FAQs<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-881\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/scholarships-faq\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">Scholarship FAQ<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-882\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/verification-faq\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">Verification FAQ<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1611\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/faculty-and-staff\/\" class=\"elementor-item menu-link\" tabindex=\"-1\">Staff<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-485\"><a href=\"https:\/\/home.hamptonu.edu\/financialaid\/contact\" class=\"elementor-item menu-link\" tabindex=\"-1\">Contact Us<\/a><\/li>\n<\/ul>\t\t\t<\/nav>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d9d4b00 elementor-widget elementor-widget-spacer\" data-id=\"d9d4b00\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-66 elementor-top-column elementor-element elementor-element-f8fde43\" data-id=\"f8fde43\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-21f9eee elementor-widget elementor-widget-text-editor\" data-id=\"21f9eee\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Student should always explore options available to them through the federal aid process before choosing an alternative loan. Alternative loans are credit based loans that the student would need to apply for directly with a lender of their choice. Students are strongly encouraged to apply for the alternative loans with a credit worthy co signer. We offer a <a href=\"https:\/\/www.elmselect.com\/v4\/school\/256\/program-select\">Preferred Lender List<\/a> or the student can apply with a lender outside of the list. Please keep in mind that we will certainly welcome all approved loans. Please plan accordingly to ensure that your lender will disburse the funds based on their process to meet all deadlines. The lender will send a Disclosure statement to the borrower with the expected disbursement date. Also, it is possible that students and co signers would receive an interest rate based on the tier the lender has to offer. Depending on their credit, the interest rate could be at a rate that is more beneficial than the federal loans offered. This is a case by case situation and solely depends on credit and the lenders interest rate options.<\/p><ol><li>Student (and co signer when applicable) applies for the loan directly with the lender of their choice. There is a disclosure released to the student during the application process. This disclosure will also include an example of the total cost of a loan based on maximum interest rate.<\/li><li>The lender would complete a credit check after all necessary documentation has been submitted for the application process.<\/li><li>The lender will send a second disclosure to the borrower (and co signer) to advise of the credit decision. For approved loans, this disclosure would advise of the rate, fees, and other terms of the loan product the student is applying for. This disclosure would also include an estimated total repayment amount based on both the current interest rate and the maximum interest that can be charged on this loan. In the event that the lender has denied the application, the school will not be able to access the reason why the loan was denied nor will the school be able to advise the student of the denial.<\/li><li>If the loan is approved, the lender will mail out disclosures to the student. The disclosures advise of scheduled disbursement dates, the interest rate, repayment start date, and other important information pertaining to the loan.<\/li><li>The student will be required to complete a <a href=\"https:\/\/studentaid.gov\/forms-library\/\">Self Certification Form<\/a> at some point in the loan process. The process varies based on the lender the student selects. The student can get a copy of the self certification form from the lender or the school. The student is responsible for completing and returning this form to the lender in which they have applied for the loan. Students should inquire with the lender when in the application process is the Self Certification Form completed. The student will need to get the actual cost of attendance from the Office of Students Accounts website or the HamptonU Experience &#8220;Financial Aid Planning&#8221; card. The loan will not disburse until the form is completed and returned to the lender.<\/li><li>The lender is required to allow 30 days from loan approval for borrower to decide whether or not to take the loan. During this period the lender cannot change the rates or terms of the loan.<\/li><li>The lender must allow cancellation within 3 days of consummation. There will be a third disclosure mailed to the student at the time of consummation. This disclosure would include the updated cost of the loan and the three day right to cancel policy.<\/li><li>Hampton University\u2019s disbursement dates are generally scheduled every Tuesday and Thursday. Students are strongly encouraged to view the <a href=\"https:\/\/experience.elluciancloud.com\/hu443\">HamptonU Experience<\/a> after 5pm on the scheduled disbursement date to view their student account balance. If the student is due a refund, The Office of Student Accounts would be able to now process that refund. It is the advice of this office that students sign up for <a href=\"https:\/\/piratepay.hamptonu.edu\/C20086_tsa\/web\/login.jsp\">E-Refund<\/a> on the HamptonU Experience to expedite the refund process. For further information on the E-Refund process, please contact the Business Office at 757-727-5661 or toll-free at 1-800-624-3327.<\/li><li>If you need to make changes to your loan, we have forms available for you to decrease, cancel, use the loan for a previous balance, use the loan for one semester only. Please use these forms when requesting changes to your loan. Private loan increases would require student (and co signer) requesting the additional funds through the lender and possibly another credit check.<\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Alternative Loans Student should always explore options available to them through the federal aid process before choosing an alternative loan. Alternative loans are credit based loans that the student would need to apply for directly with a lender of their choice. Students are strongly encouraged to apply for the alternative loans with a credit worthy [&hellip;]<\/p>\n","protected":false},"author":119,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-903","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Alternative Loans - Hampton University Financial Aid<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/home.hamptonu.edu\/financialaid\/alternative-loans\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Alternative Loans - Hampton University Financial Aid\" \/>\n<meta property=\"og:description\" content=\"Alternative Loans Student should always explore options available to them through the federal aid process before choosing an alternative loan. Alternative loans are credit based loans that the student would need to apply for directly with a lender of their choice. 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