{"id":476,"date":"2022-11-04T18:29:35","date_gmt":"2022-11-04T18:29:35","guid":{"rendered":"https:\/\/home.hamptonu.edu\/hr\/?page_id=476"},"modified":"2025-05-22T18:27:28","modified_gmt":"2025-05-22T18:27:28","slug":"unum","status":"publish","type":"page","link":"https:\/\/home.hamptonu.edu\/hr\/benefits\/unum\/","title":{"rendered":"Unum"},"content":{"rendered":"\t\t
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UNUM Accident, Critical Illness, Hospitalization, Long Term Disability, Short\nTerm Disability, Term Life and Whole Life Insurance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Accident Insurance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Unum\u2019s accident policy helps cover your out-of-pocket expenses associated with an accidental injury and helps to protect you financially should an on- or off-the job accidental injury occur. Benefits correspond with treatment for on \u2013 and off-the job accidental injuries including hospitalization, emergency treatment, intensive care, fractures, and more.<\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Critical Illness Insurance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Unum\u2019s critical illness insurance plan pays you a lump-sum benefit upon diagnosis of a covered critical illness or condition. Critical illness insurance can help lessen the financial impact to your family. The benefit you receive can be used to help pay out-of-pocket medical expenses like co-pays and deductibles. Some of the critical conditions covered are: heart attack, stroke, organ transplant, paralysis, and cancer. This plan also comes with a wellness benefit which pays you $50 each year for getting a basic health screen test.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Hospitalization Insurance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Unum\u2019s hospitalization plan helps you and your family cope with the financial impacts of a hospitalization. You can receive benefits when you\u2019re admitted to the hospital for a covered accident, illness, or childbirth. The money is paid directly to you \u2013 not to a hospital or care provider. The money can also help you pay the out-of-pocket expenses your medical plan may not cover, such as coinsurance, co-pays and deductibles<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Long Term Disability<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Long term disability benefits provides income protection at 60% of your basic monthly earnings not to exceed $5,000.00 per month. Long term coverage can be payable up to the age of 65, but not less than 5 years.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Short Term Disability<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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You are eligible for short-term disability if you are a full-time or part-time active employee working a minimum of 20 hours or more per week. Benefits are provided at 60% of your basic weekly earnings, to a maximum of $500.00 per week. Benefits are payable up to 13 weeks.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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UNUM Term Life Insurance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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UNUM provides life insurance coverage for your beneficiaries by paying a benefit in the event of your demise. The amount of benefit is made available up to $500,000. Premiums are offered at a reasonable group rate. You may seek coverage if you are working at least 20 hours per week.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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UNUM Accidental Death & Dismemberment Insurance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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This accidental death and dismemberment insurance plan provides financial protection for your beneficiaries by paying a benefit in the event of your death or for you and your dependents in the event of any other covered loss. The amount of benefit is made available up to $500,000. In addition, you can receive other various benefits that fall under the AD & D coverage. These benefits are as follows:<\/p>\n

\u2022 Repatriation Benefit<\/i><\/p>\n

\u2022 Seatbelts and Air Bag Benefit<\/i><\/p>\n

\u2022 Education Benefit<\/i><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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UNUM Whole Life Insurance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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UNUM provides individual whole life insurance coverage for you, your spouse, children and grandchildren by paying a benefit in the event of death. The amount of benefit is made available up to $125,000. Whole life insurance also earns interest, or \u201ccash value,\u201d at a guaranteed rate of 4.5%. Also, you may use your death benefit to pay for long term care.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Contact Information<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Unum Disability, Life and Financial Protection Benefits\u00a0<\/p>

Richmond Sales Office | 4801 Cox Road | Suite 102 | Glen Allen, VA 23060 | 800-421-0344 or 800-336.3969<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

UNUM Accident, Critical Illness, Hospitalization, Long Term Disability, Short Term Disability, Term Life and Whole Life Insurance Accident Insurance Unum\u2019s accident policy helps cover your out-of-pocket expenses associated with an accidental injury and helps to protect you financially should an on- or off-the job accidental injury occur. Benefits correspond with treatment for on \u2013 and […]<\/p>\n","protected":false},"author":105,"featured_media":0,"parent":489,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-476","page","type-page","status-publish","hentry"],"yoast_head":"\nUnum - Human Resources<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/home.hamptonu.edu\/hr\/benefits\/unum\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Unum - Human Resources\" \/>\n<meta property=\"og:description\" content=\"UNUM Accident, Critical Illness, Hospitalization, Long Term Disability, Short Term Disability, Term Life and Whole Life Insurance Accident Insurance Unum\u2019s accident policy helps cover your out-of-pocket expenses associated with an accidental injury and helps to protect you financially should an on- or off-the job accidental injury occur. 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