Interest Rates on Direct Loans
Important Information
- Key Resources for Students and Parents
- Parent FAQ - A Must Read
- Four Step Direct Plus Loan Process for Parents
- Check Your Financial Aid Status
- PELL LEU (Lifetime Eligibility Used)
- Repeat Coursework
- IRS Data Retrieval
- Validity of High School Diplomas
- Candidates for Graduation / Exit Counseling
- Direct Loan Origination Fee Percentages Changes
- Student Freedom Initiative
- Tax Season Tips - Answers to Common Student Tax Questions
- Interest Rates on Direct Loans
- The Verification Process
- Academically Dismissed/Suspended Students
- Perkins Loan Recipients
- Online Award Acceptance Process
- Federal Student Aid: Financial Aid for Graduate and Professional Degree Students
- Financial Aid Forms
- Video What is FAFSA?
- Video Applying for Financial Aid with FAFSA
- Video: Intro What Happens After Submitting Your FAFSA® Form?
- Availability of the Revised Pay As You Earn (REPAYE) Repayment Plan
| Loan type | New rate on loans taken out between July 1, 2025 and June 30, 2026 | New rate on loans taken out between July 1, 2026 and June 30, 2027 |
|---|---|---|
| Direct Subsidized and Unsubsidized Loans (for undergraduate students) | 6.39% | 6.52% |
| Direct Unsubsidized Loans (for graduate/professional students) | 7.94% | 8.07% |
| Direct PLUS Loans (for parents and graduate/professional students) | 8.94% | 9.07% |